Apparently people are just feeling dizzy, and that's why the markets are still screwed up. Or so says the Minneapolis Fed. Of course, these are the same people who came out with the faulty analysis "debunking 4 myths" about the current crisis (see an analysis here).
Allow me to offer another explanation: banks are nervous and greedy, and are thus using the bailout to build up their war chests, waiting for Congress to further bailout the economy. But, what do I know? :)